Deposits and loans in Qingdao’s Jiaozhou city grew by double digits last year


By the end of December 2021, bank institutions in Jiaozhou city of Qingdao had achieved a balance of 126.116 billion yuan, an increase of 13.423 billion yuan, or 11.91%, compared with the beginning of the year.The loan balance was 117.588 billion yuan, an increase of 12.40% from the beginning of the year.A variety of financial data is an important indicator to measure the economic vitality and competitiveness of a city, especially the scale of deposits and loans, which reflects a city’s ability to absorb capital. Only with continuous “blood supply” to the real economy can the economy move towards high-quality development be strongly supported.Behind the eye-catching figures is the continuous surging and gathering of financial resources in Jiaozhou, unprecedented stimulation of industrial vitality, continuous transfusion of new driving forces and new industries, and continuous improvement of the quality and efficiency of financial services to the real economy.Economy is the body of the economy, and finance is the blood of the economy.Since 2021, the high level of lending has effectively improved the capital conditions of market economic subjects, and created a favorable monetary and financial environment for economic restructuring, transformation and upgrading, and sustained high-quality development.It also coincides with the general trend of economic and social development in Jiaozhou city and confirms the long-term improvement of enterprise economy in Jiaozhou city.The rapid growth in loan volumes was supported by strong demand for corporate loans.Jiaozhou city promotes enterprise innovation with the strength of the whole city, and the trend of capital supporting the manufacturing industry is more prominent. Commercial banks have innovatively implemented products such as “talent loan”, injecting fresh water of credit into enterprises.More and more financial institutions are consciously or unconsciously exploring “solutions” to the financing difficulties of micro, small and medium-sized enterprises, including launching innovative financing products for enterprises, lowering the entry threshold of enterprises, and effectively expanding the coverage of financing services.In addition, Jiaozhou continued to deepen the financial services measures to strengthen, benefit and enrich farmers, and took the opportunity of creating a comprehensive reform pilot zone of financial support for “agriculture, rural areas and farmers” to broaden the channels of capital use, optimize the structure of credit funds, and support the development of “agriculture, rural areas and farmers”.Financial activities, economic activities;Strong economy, strong finance.With the goal of improving the level of financial services to the real economy and deepening the financial supply-side structural reform as the starting point, Jiaozhou city has continuously optimized the financing environment of enterprises and accelerated the improvement of the financial service system covering urban and rural areas. The financial industry has burst into new vitality and reached a new level of industrial scale.Taking the opportunity of applying for national financial support to deepen the comprehensive financial reform of private and small and micro enterprises as a pilot city, Jiaozhou has focused on speeding up financial reform, building a diversified financing service system, and guiding more capital to flow to private and small and micro enterprises.In order to solve the problem that banks dare not or are unwilling to lend to small and micro enterprises, a scale of 100 million yuan of credit risk compensation has been set up, which is used for the non-performing loans formed by the bank institutions in Glue to issue loans to the main bodies such as small, medium and micro enterprises registered in the city, so as to improve the credit willingness of banks.Centering on the “year of project implementation”, the “2021 Action Plan for Annuity Enterprise Interconnection and Win-win Future” has been issued, and the “Bank Guarantee guarantee” has been carried out to support high-level talents (teams) in venture financing. The docking mechanism between funds and enterprises has been improved, the role of Financial counselor has been given full play, and financial institutions have been guided to increase capital supply and ensure capital demand for key projects.(Reporter: Liu Degang) Statement: This article is reproduced for the purpose of passing on more information.If the source is wrong or violated your legitimate rights and interests, please contact the author with proof of ownership, we will promptly correct, delete, thank you.Email address: newmedia@xxcb.cn

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